2008-10-09

mrph: (Default)
2008-10-09 10:35 pm

Pseudoliparis amblystomopsis

BBC - 'Deepest ever' living fish filmed

Deep sea creatures used to fascinate me when I was a kid - especially the adaptations they need to survive, and the idea of somehow retrieving them alive and well in a pressurised tank...

mrph: (Default)
2008-10-09 10:42 pm

Just in case you weren't aware...

There's been a lot of talk about the FSCS and the government's promise to protect savings if any UK banks collapse. Personally, I'm hoping that this is all rather hypothetical.

However, if you're one of the people who's seriously concerned about such things, there are a couple of clauses you might want to be aware of - specifically, amounts owed to the bank are considered before any compensation is paid.

This seems quite sensible for credit cards, loans etc. However, it also means that if you have savings and mortgage with the same bank, any savings will be counted against your mortgage debt, not simply returned under the guarantee...